🇬🇷 Crypto license in Greece: who holds one
4 companies hold a MiCA crypto-asset service provider licence granted in Greece by HCMC, and a further 108 licensed elsewhere in the EEA may operate there through passporting. Everything below comes from the official ESMA register, refreshed daily.
Who grants the licence in Greece
- Competent authority
- Hellenic Capital Market Commission (HCMC) — official website
- Designated under
- Article 93 of MiCA, as notified to ESMA
- Licences granted
- 4 active, the 22nd largest of the 30 EEA countries (out of 365 in the EEA)
- First licence
- 30 June 2026 · most recent 7 August 2026
- Good to know
- The HCMC and the Bank of Greece share the tasks under MiCA; the HCMC covers crypto-asset service providers.
What a crypto licence in Greece requires
MiCA is a single EU rulebook: the requirements are the same in Greece as anywhere else in the European Economic Area, and only the authority reviewing the file changes. An applicant files with HCMC under Article 62, describing the services it intends to offer, its governance, the fitness of its managers and shareholders, its ICT systems, how it segregates client assets and how it handles complaints.
The company itself must have substance in the Union: a registered office in a Member State where it actually carries out part of its services, its effective management in the EU, and at least one director resident in the EU (Article 59(2)). A bank, investment firm or e-money institution does not need a new licence — it notifies its regulator under Article 60 instead, which is why familiar banks appear in the register alongside crypto-native firms.
The timetable set by the regulation
- 5 working days — the authority acknowledges receipt of the application.
- 25 working days — it checks whether the file is complete, and sets a deadline for anything missing.
- 40 working days from a complete file — it grants or refuses, with a fully reasoned decision, notified within 5 working days (Article 63).
- 15 calendar days — after notifying the countries it wants to passport into, the provider may start there (Article 65).
Minimum capital, by what the provider is allowed to do
| Class | Minimum capital | Services covered | Providers serving Greece |
|---|---|---|---|
| Class 1 | EUR 50,000 | Brokerage-style services: executing orders, placing crypto-assets, transfers, receiving and transmitting orders, advice and portfolio management. | 6 |
| Class 2 | EUR 125,000 | Everything in class 1 plus holding client assets or trading against them: custody and administration, exchange for funds, exchange for other crypto-assets. | 96 |
| Class 3 | EUR 150,000 | Everything in class 2 plus operating a trading platform for crypto-assets. | 10 |
Annex IV to MiCA, applied through Article 67: a provider must hold the higher of the amount above and one quarter of its previous year's fixed overheads. The last column places each provider that may serve clients in Greece in the class of the heaviest service it is authorised for. Full text: Regulation (EU) 2023/1114 · plain-language version: our MiCA guide.
The 4 providers licensed in Greece
Authorised by HCMC and reported to ESMA. Open one to see the exact services and the countries it may serve.
- BCASHBCASH SOCIETE ANONYMEAuthorised
- CAPITAL WALLET SA CAPITAL WALLET CAPITAL WALLET GREECECAPITAL WALLET GREECE S.A.Authorised
- PIRAEUS BANK Société Anonyme (S.A.)Authorised
- XBGXENIOS BLOCKCHAIN GROUP S.A.Authorised
Crypto services available in Greece
How many active providers — licensed here or passported in — may offer each of the ten MiCA services to clients in Greece.
Passported into Greece
108 providers licensed in another EEA state that notified Greece for at least one service.
- 21bitcoinFIOR Digital GmbH🇦🇹 AustriaAuthorised
- 360 Treasury Systems AG🇩🇪 GermanyAuthorised
- Alaric SecuritiesAlaric Securities OOD🇧🇬 BulgariaAuthorised
- AMINA EUAMINA (Austria) AG🇦🇹 AustriaAuthorised
- Baader Bank AGBaader Bank Aktiengesellschaft🇩🇪 GermanyAuthorised
- Bank Frick AG🇱🇮 LiechtensteinAuthorised
- Banking CircleBanking Circle S.A.🇱🇺 LuxembourgAuthorised
- Bit2MeBitcoinforme S.L.🇪🇸 SpainAuthorised
- BITCOIN STOREDIGITAL ASSETS Limited liability company for intermediation and services🇭🇷 CroatiaAuthorised
- Bitcoin Suisse (Europe) AG🇱🇮 LiechtensteinAuthorised
- BITCOINMATFINTECH SK s. r. o.🇸🇰 SlovakiaAuthorised
- bitFlyer EUROPEbitFlyer EUROPE S.A.🇱🇺 LuxembourgAuthorised
- BitpandaBitpanda GmbH🇦🇹 AustriaAuthorised
- BITSTACKBITSTACK DIGITAL ASSETS SAS🇫🇷 FranceAuthorised
- BitstampBitstamp Europe S.A.🇱🇺 LuxembourgAuthorised
- BridgeBridge Building S.A.🇱🇺 LuxembourgAuthorised
- BybitBybit EU GmbH🇦🇹 AustriaAuthorised
- capital.comCAPITAL VAULT LTD🇨🇾 CyprusAuthorised
- Celsion Bank AG🇱🇮 LiechtensteinAuthorised
- ClearstreamClearstream Banking S.A.🇱🇺 LuxembourgAuthorised
- CloverumCloverum Finance (CY) Limited🇨🇾 CyprusAuthorised
- CoinbaseCoinbase Luxembourg S.A.🇱🇺 LuxembourgAuthorised
- CoingateUAB Decentralized🇱🇹 LithuaniaAuthorised
- CoinifyCoinify ApS🇩🇰 DenmarkAuthorised
- CoinJarCoinJar Europe Limited🇮🇪 IrelandAuthorised
- COINMATE a.s.🇨🇿 CzechiaAuthorised
- Confirmo Limited🇮🇪 IrelandAuthorised
- CPSCPS Europe S.A.🇱🇺 LuxembourgAuthorised
- CRIPTANCRIPTAN TRADE S.L.🇪🇸 SpainAuthorised
- CROSSMINTCROSSMINT EUROPE S.L.🇪🇸 SpainAuthorised
- Crypto Finance (Deutschland) GmbH🇩🇪 GermanyAuthorised
- CryptonowCryptonow GmbH🇦🇹 AustriaAuthorised
- CRYPTOPOCKETFINTECH PAYMENTS PSC S.L.🇪🇸 SpainAuthorised
- DASK KRYPTOS.K. DASK KRYPTO LTD🇨🇾 CyprusAuthorised
- DEBLOCKDEBLOCK SAS🇫🇷 FranceAuthorised
- DUEDUE NETWORK S.L.🇪🇸 SpainAuthorised
- ELECTROCOINELECTROCOIN Ltd for services🇭🇷 CroatiaAuthorised
- EUWAX AG🇩🇪 GermanyAuthorised
- FF DigitalFF Digital EOOD🇧🇬 BulgariaAuthorised
- FINARYFINARY SAS🇫🇷 FranceAuthorised
- FIPTOFIPTO PI SAS🇫🇷 FranceAuthorised
- FirefishFirefish Europe s.r.o🇸🇰 SlovakiaAuthorised
- FIRI AS🇳🇴 NorwayAuthorised
- flatexDEGIRO Bank AG🇩🇪 GermanyAuthorised
- Floin AG🇱🇮 LiechtensteinAuthorised
- FLOWDESK EUROPEFLOWDESK EUROPE SAS🇫🇷 FranceAuthorised
- FUMBIFUMBI, s.r.o.🇸🇰 SlovakiaAuthorised
- GOINGOin SAS🇫🇷 FranceAuthorised
- HercleHERCLE S.R.L.🇮🇹 ItalyAuthorised
- HodliHODLIE S.R.L.🇮🇹 ItalyAuthorised
- IG Europe GmbH🇩🇪 GermanyAuthorised
- Interactive Brokers Ireland Limited🇮🇪 IrelandAuthorised
- J2TX Ltd🇨🇾 CyprusAuthorised
- JanuarJanuar ApS🇩🇰 DenmarkAuthorised
- K33 MARKETS as🇳🇴 NorwayAuthorised
- Kaiser Partner PrivatbankKaiser Partner Privatbank AG🇱🇮 LiechtensteinAuthorised
- KEYROCKKEYROCK FR SAS🇫🇷 FranceAuthorised
- Kraken Digital Asset ExchangePayward Europe Solutions Limited🇮🇪 IrelandAuthorised
- KRYPTO KNIGHTKrypto Knight Ltd🇨🇾 CyprusAuthorised
- KuCoin EUKuCoin EU Exchange GmbH🇦🇹 AustriaAuthorised
- Kvarn XKvarn Capital Oy🇫🇮 FinlandAuthorised
- Legend TradingLegend Financial Ireland Limited🇮🇪 IrelandAuthorised
- LEONODLEONOD SARL🇫🇷 FranceAuthorised
- Lightspark Payments Europe AS🇪🇪 EstoniaAuthorised
- Lightyear Europe AS🇪🇪 EstoniaAuthorised
- Madison SixMadison Six j. s. a.🇸🇰 SlovakiaAuthorised
- MEATAL GEARMETAL GEAR SAS🇫🇷 FranceAuthorised
- MP Developers s.r.o.🇨🇿 CzechiaAuthorised
- NBXNORWEGIAN BLOCK EXCHANGE AS🇳🇴 NorwayAuthorised
- NewrailsNewrails, UAB🇱🇹 LithuaniaAuthorised
- NOEMON TECH LTD🇨🇾 CyprusAuthorised
- NorthstakeNorthstake ApS🇩🇰 DenmarkAuthorised
- OkazioOkazio s.r.o.🇸🇰 SlovakiaAuthorised
- OSL EUOSL EU GmbH🇦🇹 AustriaAuthorised
- PAYMIUMPAYMIUM SAS🇫🇷 FranceAuthorised
- PaymonadePaymonade AG🇱🇮 LiechtensteinAuthorised
- PAYTOPPAYTOP SAS🇫🇷 FranceAuthorised
- PELICAN EXCHANGE EUROPE (CY) LTD🇨🇾 CyprusAuthorised
- PenningPenning Financial Services ApS🇩🇰 DenmarkAuthorised
- PM MTF LTD🇨🇾 CyprusAuthorised
- PushPush Virtual Assets Ireland Limited🇮🇪 IrelandAuthorised
- Ramp NetworkRamp Swaps (Ireland) Limited🇮🇪 IrelandAuthorised
- REGULARREGULAR FINANCE SAS🇫🇷 FranceAuthorised
- Ripple Payments Europe S.A.🇱🇺 LuxembourgAuthorised
- RobinhoodRobinhood Europe UAB🇱🇹 LithuaniaAuthorised
- Ronin EM Ltd🇨🇾 CyprusAuthorised
- SafeLynxSafeLynx Technologies ApS🇩🇰 DenmarkAuthorised
- SimplexNuvei Liquidity UAB🇱🇹 LithuaniaAuthorised
- SkrillPaysafe Payment Solutions Limited.🇮🇪 IrelandAuthorised
- SMART VALORSMART VALOR AG🇱🇮 LiechtensteinAuthorised
- SolidgateSG Digital Assets Limited🇨🇾 CyprusAuthorised
- Standard CharteredStandard Chartered Luxembourg S.A.🇱🇺 LuxembourgAuthorised
- StoneXStoneX Digital International Limited🇮🇪 IrelandAuthorised
- SWISSBORGBLOCKNODES SAS🇫🇷 FranceAuthorised
- SwissquoteSwissquote Bank Europe SA🇱🇺 LuxembourgAuthorised
- Sygnum EuropeSygnum Europe AG🇱🇮 LiechtensteinAuthorised
- Tangany GmbH🇩🇪 GermanyAuthorised
- TEROXX DIGITAL ASSET LTD🇨🇾 CyprusAuthorised
- TesseractTesseract Investment Oy🇫🇮 FinlandAuthorised
- tothemoonBrilliantscope Trading Limited🇨🇾 CyprusAuthorised
- Trade Republic Bank GmbH🇩🇪 GermanyAuthorised
- Tradias GmbH🇩🇪 GermanyAuthorised
- TRIA BRIDGETRIA BRIDGE LIMITED (ex Tokenomica Bridge Ltd)🇨🇾 CyprusAuthorised
- ValidventValidvent Technology GmbH🇦🇹 AustriaAuthorised
- Virtu Financial Ireland Limited🇮🇪 IrelandAuthorised
- WhiteBIT EUWB-Shields Innovations GmbH🇦🇹 AustriaAuthorised
- WOORTONWOORTON SAS🇫🇷 FranceAuthorised
- ZodiaZodia Custody (Europe) S.A.🇱🇺 LuxembourgAuthorised
Questions about crypto licensing in Greece
Is crypto legal in Greece?
Yes. Buying, holding and trading crypto-assets is legal in Greece. Since 30 December 2024 the EU Markets in Crypto-Assets Regulation (MiCA) applies there, so any company offering crypto services as a business must be authorised — by Hellenic Capital Market Commission (HCMC) or by another EEA regulator that has notified Greece under the passporting rules.
Which crypto exchanges are licensed in Greece?
4 providers hold a licence granted in Greece, including BCASH, CAPITAL WALLET SA CAPITAL WALLET CAPITAL WALLET GREECE, PIRAEUS BANK Société Anonyme (S.A.), XBG. A further 108 licensed elsewhere in the EEA may operate there through passporting, such as 21bitcoin, 360 Treasury Systems AG, Alaric Securities, AMINA EU, Baader Bank AG.
Who issues the crypto licence in Greece?
Hellenic Capital Market Commission (HCMC) is the competent authority designated under Article 93 of MiCA. It receives applications, grants or refuses the authorisation, supervises the provider afterwards and reports it to ESMA for the EU-wide register.
How long does it take to get a MiCA licence?
The regulation sets the clock, not the regulator: the authority acknowledges the application within 5 working days, has 25 working days to check that it is complete, and then 40 working days from a complete file to grant or refuse, with a reasoned decision notified within 5 working days (Article 63 of MiCA). Time spent completing a file that was filed incomplete does not count.
How much capital does a crypto licence require?
Annex IV of MiCA sets a permanent minimum of EUR 50,000 for brokerage-type services, EUR 125,000 once the provider holds client assets or exchanges them, and EUR 150,000 for operating a trading platform. A provider must hold whichever is higher: that floor, or one quarter of the previous year's fixed overheads (Article 67).
Can I use a crypto exchange licensed in another EU country?
Yes, if it has notified Greece under MiCA's passporting rules. 112 providers may currently serve clients in Greece; each provider's page on this site lists the countries it notified, service by service.
Using a crypto provider in Greece
A resident of Greece can legally use any provider on this page: those licensed by the local authority and those that passported in. What matters is that the exact company and domain you deal with is the one in the register — a licensed brand can have unlicensed affiliates, and the licence covers only the services listed on the provider's page.
If a provider serving Greece is missing here, it may be a bank or investment firm acting under Article 60 (they appear in the register too, under their legal name), or it may be operating without authorisation. The check tool looks up both lists at once, by name or by website.
Source: the interim MiCA register published by ESMA, plus the list of competent authorities notified under Article 93. This page is an independent index, not a statement by HCMC, and it is not legal advice. How the data is processed.