cryptolicit

Is Monflo regulated in the EU?

Monflo — legal name Monflo B.V.. Crypto-asset service provider (CASP) with home Member State 🇳🇱 Netherlands.

Authorised under MiCA

Monflo is listed in the ESMA register as an authorised crypto-asset service provider. The licence was granted by Netherlands Authority for the Financial Markets (AFM) on 4 December 2025 and covers 3 of 10 MiCA services in 4 EEA countries.

Monflo among the EU's authorised providers

Monflo was the 21st of 28 crypto-asset service providers currently authorised in the Netherlands, and one of 365 across the EEA, licensed 11 months after MiCA became applicable. With 3 authorised services it is at the register average of 3.3; 162 providers hold a broader one. It has notified 4 of 30 EEA countries; 58 providers have notified all of them. AFM supervises 28 authorised providers in total.

What the authorisation covers

Monflo is authorised for 3 of the ten crypto-asset services defined in Article 3(1)(16) of MiCA. It is not authorised for operating a trading platform, exchange for funds, exchange for other crypto-assets, placing of crypto-assets, reception and transmission of orders, advice on crypto-assets, portfolio management — if it offers those, that activity is outside this licence.

  • a Custody and administration 4 countries Holding clients' crypto-assets or the private keys to them, and keeping them safe. This is what a wallet service or an exchange that keeps your coins does.
  • e Execution of orders 4 countries Concluding purchases or sales of crypto-assets on the client's behalf, including on a third-party trading platform.
  • j Transfer services 4 countries Moving crypto-assets from one distributed-ledger address or account to another on the client's behalf.

Not authorised: b. Operating a trading platform · c. Exchange for funds · d. Exchange for other crypto-assets · f. Placing of crypto-assets · g. Reception and transmission of orders · h. Advice on crypto-assets · i. Portfolio management.

Where it may operate

Through the MiCA passport, Monflo has notified 4 countries: Belgium, Germany, Luxembourg, Netherlands. It has not notified the other 26 EEA states, so a client there is outside the scope of the notification.

Highlighted: countries notified for at least one service. Outlined: home Member State. Passporting is per service; see the list on the left for each service's count.

Identification

Legal name
Monflo B.V.
Trading as
Monflo
LEI
724500BUG93MDFGYQG03 · GLEIF record
Competent authority
Netherlands Authority for the Financial Markets (AFM) (Netherlands)
Registered address
Prins Willem-Alexandarlaan 301 - 7311SW Apeldoorn - The Netherlands
Declared website
monflo.com
Authorised on
4 December 2025
Register entry updated
4 December 2025
Only the declared domains are covered. Fraudsters routinely copy the name of an authorised provider and operate from a look-alike domain. If the website you are on is not one of the addresses above, the authorisation does not apply to it — check the exact domain.

Questions people ask

Is Monflo regulated in the EU?

Yes. Monflo (Monflo B.V.) holds a MiCA authorisation as a crypto-asset service provider, granted by Netherlands Authority for the Financial Markets (AFM) on 4 December 2025. It appears in the ESMA register of authorised CASPs.

Which crypto services is Monflo authorised for?

3 of the ten MiCA services: custody and administration, execution of orders, transfer services.

In which countries can Monflo offer crypto services?

4 EEA countries: Belgium, Germany, Luxembourg, Netherlands.

Who supervises Monflo?

Netherlands Authority for the Financial Markets (AFM), the competent authority in the Netherlands, which is the provider's home Member State under MiCA.

Other providers authorised in the Netherlands

All providers from Netherlands →

Source: ESMA interim MiCA register (CASPS.csv), as reported by Netherlands Authority for the Financial Markets (AFM). This page reflects the register as of our last sync; it is not a statement by the regulator. Methodology.