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Is Paymonade regulated in the EU?

Paymonade — legal name Paymonade AG. Crypto-asset service provider (CASP) with home Member State 🇱🇮 Liechtenstein.

Authorised under MiCA

Paymonade is listed in the ESMA register as an authorised crypto-asset service provider. The licence was granted by Finanzmarktaufsicht (FMA) on 10 July 2026 and covers 2 of 10 MiCA services in 30 EEA countries.

Paymonade among the EU's authorised providers

Paymonade was the 12th of 12 crypto-asset service providers currently authorised in Liechtenstein, and one of 365 across the EEA, licensed 18 months after MiCA became applicable. With 2 authorised services it is below the register average of 3.3; 217 providers hold a broader one. Its passport covers the whole EEA, something 58 of the 365 providers have notified. FMA supervises 12 authorised providers in total.

What the authorisation covers

Paymonade is authorised for 2 of the ten crypto-asset services defined in Article 3(1)(16) of MiCA. It is not authorised for custody and administration, operating a trading platform, exchange for other crypto-assets, execution of orders, placing of crypto-assets, reception and transmission of orders, advice on crypto-assets, portfolio management — if it offers those, that activity is outside this licence.

  • c Exchange for funds all EEA Buying crypto-assets from clients, or selling to them, against money (euro or another currency) using the provider's own capital.
  • j Transfer services all EEA Moving crypto-assets from one distributed-ledger address or account to another on the client's behalf.

Not authorised: a. Custody and administration · b. Operating a trading platform · d. Exchange for other crypto-assets · e. Execution of orders · f. Placing of crypto-assets · g. Reception and transmission of orders · h. Advice on crypto-assets · i. Portfolio management.

Where it may operate

Paymonade has notified all 30 EEA countries: under MiCA's passporting rules, a licence from one Member State lets the provider offer its services across the whole European Economic Area after a simple notification.

Highlighted: countries notified for at least one service. Outlined: home Member State. Passporting is per service; see the list on the left for each service's count.

Identification

Legal name
Paymonade AG
Trading as
Paymonade
LEI
529900AAZRC5LYVR7134 · GLEIF record
Competent authority
Finanzmarktaufsicht (FMA) (Liechtenstein)
Registered address
Dr. Grass-Strasse 12 - 9490 Vaduz
Declared website
paymonade.tech
Authorised on
10 July 2026
Register entry updated
24 August 2026
Only the declared domains are covered. Fraudsters routinely copy the name of an authorised provider and operate from a look-alike domain. If the website you are on is not one of the addresses above, the authorisation does not apply to it — check the exact domain.

Questions people ask

Is Paymonade regulated in the EU?

Yes. Paymonade (Paymonade AG) holds a MiCA authorisation as a crypto-asset service provider, granted by Finanzmarktaufsicht (FMA) on 10 July 2026. It appears in the ESMA register of authorised CASPs.

Which crypto services is Paymonade authorised for?

2 of the ten MiCA services: exchange for funds, transfer services.

In which countries can Paymonade offer crypto services?

In all 30 EEA countries, through the MiCA passport.

Who supervises Paymonade?

Finanzmarktaufsicht (FMA), the competent authority in Liechtenstein, which is the provider's home Member State under MiCA.

Other providers authorised in Liechtenstein

All providers from Liechtenstein →

Source: ESMA interim MiCA register (CASPS.csv), as reported by Finanzmarktaufsicht (FMA). This page reflects the register as of our last sync; it is not a statement by the regulator. Methodology.