cryptolicit

Is PAYTOP regulated in the EU?

PAYTOP — legal name PAYTOP SAS. Crypto-asset service provider (CASP) with home Member State 🇫🇷 France.

Authorised under MiCA

PAYTOP is listed in the ESMA register as an authorised crypto-asset service provider. The licence was granted by Autorité des Marchés Financiers (AMF) on 21 May 2026 and covers 3 of 10 MiCA services in 29 EEA countries.

PAYTOP among the EU's authorised providers

PAYTOP was the 18th of 36 crypto-asset service providers currently authorised in France, and one of 365 across the EEA, licensed 17 months after MiCA became applicable. With 3 authorised services it is at the register average of 3.3; 162 providers hold a broader one. It has notified 29 of 30 EEA countries; 58 providers have notified all of them. AMF supervises 36 authorised providers in total.

What the authorisation covers

PAYTOP is authorised for 3 of the ten crypto-asset services defined in Article 3(1)(16) of MiCA. It is not authorised for operating a trading platform, exchange for other crypto-assets, execution of orders, placing of crypto-assets, reception and transmission of orders, advice on crypto-assets, portfolio management — if it offers those, that activity is outside this licence.

  • a Custody and administration 29 countries Holding clients' crypto-assets or the private keys to them, and keeping them safe. This is what a wallet service or an exchange that keeps your coins does.
  • c Exchange for funds 29 countries Buying crypto-assets from clients, or selling to them, against money (euro or another currency) using the provider's own capital.
  • j Transfer services 29 countries Moving crypto-assets from one distributed-ledger address or account to another on the client's behalf.

Not authorised: b. Operating a trading platform · d. Exchange for other crypto-assets · e. Execution of orders · f. Placing of crypto-assets · g. Reception and transmission of orders · h. Advice on crypto-assets · i. Portfolio management.

Where it may operate

Through the MiCA passport, PAYTOP has notified 29 countries: Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia. It has not notified the other 1 EEA states (France), so a client there is outside the scope of the notification.

Highlighted: countries notified for at least one service. Outlined: home Member State. Passporting is per service; see the list on the left for each service's count.

Identification

Legal name
PAYTOP SAS
Trading as
PAYTOP
LEI
969500VA4A8CRCS2N988 · GLEIF record
Competent authority
Autorité des Marchés Financiers (AMF) (France)
Registered address
1 rue de Stockholm - 75008 Paris, France
Declared website
paytop.com
Trading platform
paytop.com
Authorised on
21 May 2026
Register entry updated
21 May 2026
Only the declared domains are covered. Fraudsters routinely copy the name of an authorised provider and operate from a look-alike domain. If the website you are on is not one of the addresses above, the authorisation does not apply to it — check the exact domain.

Questions people ask

Is PAYTOP regulated in the EU?

Yes. PAYTOP (PAYTOP SAS) holds a MiCA authorisation as a crypto-asset service provider, granted by Autorité des Marchés Financiers (AMF) on 21 May 2026. It appears in the ESMA register of authorised CASPs.

Which crypto services is PAYTOP authorised for?

3 of the ten MiCA services: custody and administration, exchange for funds, transfer services.

In which countries can PAYTOP offer crypto services?

29 EEA countries: Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.

Who supervises PAYTOP?

Autorité des Marchés Financiers (AMF), the competent authority in France, which is the provider's home Member State under MiCA.

Other providers authorised in France

All providers from France →

Source: ESMA interim MiCA register (CASPS.csv), as reported by Autorité des Marchés Financiers (AMF). This page reflects the register as of our last sync; it is not a statement by the regulator. Methodology.