cryptolicit

Is RENTA 4 regulated in the EU?

RENTA 4 — legal name RENTA 4 BANCO S.A.. Crypto-asset service provider (CASP) with home Member State 🇪🇸 Spain.

Authorised under MiCA

RENTA 4 is listed in the ESMA register as an authorised crypto-asset service provider. The licence was granted by Comision Nacional del Mercado de Valores (CNMV) on 21 November 2025 and covers 3 of 10 MiCA services in 1 EEA country.

RENTA 4 among the EU's authorised providers

RENTA 4 was the 5th of 15 crypto-asset service providers currently authorised in Spain, and one of 365 across the EEA, licensed 11 months after MiCA became applicable. With 3 authorised services it is at the register average of 3.3; 162 providers hold a broader one. It has notified 1 of 30 EEA countries; 58 providers have notified all of them. CNMV supervises 15 authorised providers in total.

What the authorisation covers

RENTA 4 is authorised for 3 of the ten crypto-asset services defined in Article 3(1)(16) of MiCA. It is not authorised for operating a trading platform, exchange for funds, exchange for other crypto-assets, execution of orders, placing of crypto-assets, advice on crypto-assets, portfolio management — if it offers those, that activity is outside this licence.

  • a Custody and administration 1 country Holding clients' crypto-assets or the private keys to them, and keeping them safe. This is what a wallet service or an exchange that keeps your coins does.
  • g Reception and transmission of orders 1 country Taking a client's order to buy or sell and passing it on to another provider that executes it — a broker that does not execute itself.
  • j Transfer services 1 country Moving crypto-assets from one distributed-ledger address or account to another on the client's behalf.

Not authorised: b. Operating a trading platform · c. Exchange for funds · d. Exchange for other crypto-assets · e. Execution of orders · f. Placing of crypto-assets · h. Advice on crypto-assets · i. Portfolio management.

Where it may operate

RENTA 4 is authorised to operate only in Spain. It has not used the MiCA passport to notify other EEA states.

Highlighted: countries notified for at least one service. Outlined: home Member State. Passporting is per service; see the list on the left for each service's count.

Identification

Legal name
RENTA 4 BANCO S.A.
Trading as
RENTA 4
LEI
213800IMKAUV5KW28586 · GLEIF record
Competent authority
Comision Nacional del Mercado de Valores (CNMV) (Spain)
Registered address
Paseo de la Habana 74. 28036 Madrid.
Declared website
r4.com
Authorised on
21 November 2025
Register entry updated
25 November 2025
Only the declared domains are covered. Fraudsters routinely copy the name of an authorised provider and operate from a look-alike domain. If the website you are on is not one of the addresses above, the authorisation does not apply to it — check the exact domain.

Questions people ask

Is RENTA 4 regulated in the EU?

Yes. RENTA 4 (RENTA 4 BANCO S.A.) holds a MiCA authorisation as a crypto-asset service provider, granted by Comision Nacional del Mercado de Valores (CNMV) on 21 November 2025. It appears in the ESMA register of authorised CASPs.

Which crypto services is RENTA 4 authorised for?

3 of the ten MiCA services: custody and administration, reception and transmission of orders, transfer services.

In which countries can RENTA 4 offer crypto services?

1 EEA countries: Spain.

Who supervises RENTA 4?

Comision Nacional del Mercado de Valores (CNMV), the competent authority in Spain, which is the provider's home Member State under MiCA.

Other providers authorised in Spain

All providers from Spain →

Source: ESMA interim MiCA register (CASPS.csv), as reported by Comision Nacional del Mercado de Valores (CNMV). This page reflects the register as of our last sync; it is not a statement by the regulator. Methodology.