RENTA 4
Legal name RENTA 4 BANCO S.A. · Crypto-asset service provider · Home Member State 🇪🇸 Spain
Authorised under MiCA
RENTA 4 is listed in the ESMA register as an authorised crypto-asset service provider. The licence was granted by Comisión Nacional del Mercado de Valores (CNMV) on 21 November 2025 and covers 3 of 10 MiCA services in 1 EEA country.
What the authorisation covers
RENTA 4 is authorised for 3 of the ten crypto-asset services defined in Article 3(1)(16) of MiCA. It is not authorised for operating a trading platform, exchange for funds, exchange for other crypto-assets, execution of orders, placing of crypto-assets, advice on crypto-assets, portfolio management — if it offers those, that activity is outside this licence.
- a Custody and administration 1 country Holding clients' crypto-assets or the private keys to them, and keeping them safe. This is what a wallet service or an exchange that keeps your coins does.
- b Operating a trading platform not authorised Running a marketplace where buyers and sellers of crypto-assets are matched — an order-book exchange in the strict sense.
- c Exchange for funds not authorised Buying crypto-assets from clients, or selling to them, against money (euro or another currency) using the provider's own capital.
- d Exchange for other crypto-assets not authorised Swapping one crypto-asset for another with the client, using the provider's own capital — for example bitcoin for a stablecoin.
- e Execution of orders not authorised Concluding purchases or sales of crypto-assets on the client's behalf, including on a third-party trading platform.
- f Placing of crypto-assets not authorised Marketing newly issued crypto-assets to buyers on behalf of the issuer — the crypto equivalent of underwriting or an IPO placement.
- g Reception and transmission of orders 1 country Taking a client's order to buy or sell and passing it on to another provider that executes it — a broker that does not execute itself.
- h Advice on crypto-assets not authorised Giving personalised recommendations to a client about buying, selling or holding specific crypto-assets.
- i Portfolio management not authorised Managing a client's crypto-asset portfolio with discretion, under a mandate — deciding what to buy and sell on their behalf.
- j Transfer services 1 country Moving crypto-assets from one distributed-ledger address or account to another on the client's behalf.
Where it may operate
RENTA 4 is authorised to operate only in Spain. It has not used the MiCA passport to notify other EEA states.
- 🇦🇹 AT
- 🇧🇪 BE
- 🇧🇬 BG
- 🇭🇷 HR
- 🇨🇾 CY
- 🇨🇿 CZ
- 🇩🇰 DK
- 🇪🇪 EE
- 🇫🇮 FI
- 🇫🇷 FR
- 🇩🇪 DE
- 🇬🇷 GR
- 🇭🇺 HU
- 🇮🇸 IS
- 🇮🇪 IE
- 🇮🇹 IT
- 🇱🇻 LV
- 🇱🇮 LI
- 🇱🇹 LT
- 🇱🇺 LU
- 🇲🇹 MT
- 🇳🇱 NL
- 🇳🇴 NO
- 🇵🇱 PL
- 🇵🇹 PT
- 🇷🇴 RO
- 🇸🇰 SK
- 🇸🇮 SI
- 🇪🇸 ES
- 🇸🇪 SE
Highlighted: countries notified for at least one service. Outlined: home Member State. Passporting is per service; see the list on the left for each service's count.
Identification
- Legal name
- RENTA 4 BANCO S.A.
- Trading as
- RENTA 4
- LEI
- 213800IMKAUV5KW28586 · GLEIF record
- Competent authority
- Comisión Nacional del Mercado de Valores (CNMV) (Spain)
- Registered address
- Paseo de la Habana 74. 28036 Madrid.
- Declared website
- r4.com
- Authorised on
- 21 November 2025
- Register entry updated
- 25 November 2025
Questions people ask
Is RENTA 4 regulated in the EU?
Yes. RENTA 4 (RENTA 4 BANCO S.A.) holds a MiCA authorisation as a crypto-asset service provider, granted by Comisión Nacional del Mercado de Valores (CNMV) on 21 November 2025. It appears in the ESMA register of authorised CASPs.
Which crypto services is RENTA 4 authorised for?
3 of the ten MiCA services: custody and administration, reception and transmission of orders, transfer services.
In which countries can RENTA 4 offer crypto services?
1 EEA countries: Spain.
Who supervises RENTA 4?
Comisión Nacional del Mercado de Valores (CNMV), the competent authority in Spain, which is the provider's home Member State under MiCA.
Other providers authorised in Spain
- FINTECH PAYMENTS PSC S.L.Authorised
- CROSSMINTCROSSMINT EUROPE S.L.Authorised
- CECABANKCECABANK S.A.Authorised
- KUTXABANKKUTXABANK S.A.Authorised
- Bit2MeBitcoinforme S.L.Authorised
- PROSEGUR CRYPTOPROSEGUR CUSTODIA DE ACTIVOS DIGITALESAuthorised
Source: ESMA interim MiCA register (CASPS.csv), as reported by Comisión Nacional del Mercado de Valores (CNMV). This page reflects the register as of our last sync; it is not a statement by the regulator. Methodology.